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The following Minutes have been extracted from the records
of the Bank's General Committee and its Sub-Committees.
 
The Minutes cover the period when the Bank was establishing a branch network, mostly in temporary accommodation, but eventually in permanent premises. In the case of Lozells, a lock-up shop at
270 Lozells Road was used as temporary premises until it was possible to acquire permanent premises.
 
Permanent premises at 116 Villa Road were opened on March 7th 1925.
 
Premises
 
 
Lozells
 

Bank Committee: August 8th 1919

 

292 RESOLVED:- That the action of the Acting Town Clerk in signing an Agreement relating to the tenancy of premises at 270 Lozells Road on the authority of the Chairman of the Consultative Sub-Committee, be confirmed.

 

Bank Committee: October 6th 1919: Report of the Acting Town Clerk:

 

I have to report that .... I have completed agreements for tenancy of premises for use as branch municipal banks as follows:

270 Lozells Road     3 years from the 29th September 1919    Annual Rent £45

 

Bank Committee: February 2nd 1920

 

416 RESOLVED:- That the Tender of Mr L G Jones for the carrying out of the necessary alterations at Lozells Branch at the sum of £70. 10. 0d be accepted.

 

Finance & General Purposes Sub-Committee: October 10th 1921

 

The Manager reported that Messrs Stone, Hooper & Pickard now stated that they were unable to proceed further with regard to the purchase of the block of property of which 270 Lozells Road formed part.

 

505 RESOLVED:- That arrangements be made for the Sub-Committee to meet representatives of Messrs Stone, Hooper & Pickard with their builder at the above premises with the object of ascertaining what can be done to make the rooms above the Branch suitable for habitation and more secure for Bank purposes.

 

Finance & General Purposes Sub-Committee: December 12th 1921

 

On Minutes Nos 339 and 505 (270 Lozells Road) the Manager reported as follows:

 

Lozells Branch.

 

The agreement of tenancy of this branch expires 29th September next, and it is desirable that negotiations should be pressed with Messrs Stone, Hooper & Pickard, which will admit of adequate and satisfactory accommodation being provided. The Manager asks that a small Sub-Committee should be appointed to deal with this matter, and that the General Committee be asked to authorise such Sub-Committee to make the best arrangements they can, whether for purchase or rental.

 

545 RESOLVED:- That the Chairman, Councillors Appleby, and Gelling, together with the Manager, be authorised to continue negotiations with Messrs Hooper & Pickard with regard to the Lozells premises and that they be empowered to make the best arrangements they are able in the matter.

 

General Purposes Sub-Committee: February 12th 1923

 

On Minute No 199, the General Manager reported that he had made enquiries with reference to the development Scheme referred to in this Minute, adjacent to the Branch premises No 270 Lozells Road, but there was no prospect of any application from the Bank being entertained.

 

The General Manager reported that Mr Wilde was in negotiations with Messrs Stone, Hooper & Pickard, regarding the property at present occupied by the Bank, No 270 Lozells Road, in the hope of securing these and the adjoining premises. Mr Wilde had intimated that as the whole of the property from Barker Street to George Street was in mortgage and was affected by a widening scheme of the Corporation, it might be desirable to consider the purchasing on behalf of the Corporation of the whole block, as objections were being raised by Messrs Stone, Hooper and Pickard to selling a portion of the block only. The Sub-Committee were of opinion that the suggestion made by Mr Wilde was one which should have consideration.

 

246     RESOLVED:- That the Public Works etc, Committee be approached with a view to the question being considered of co-operation with the Bank Committee in effecting such a purchase.

 

General Purposes Sub-Committee: July 23rd 1923

 

On Minute No 246 (Lozells Branch) the General Manager again pointed out the necessity of obtaining more suitable premises, and he was directed to instruct Mr Wilde to make further enquiries with the object of acquiring premises as near the existing Branch as possible; also to approach the Public Works Departments on the matter.

 

General Purposes Sub-Committee: October 8th 1923

 

With reference to Minutes Nos 246 and 389 (Branch premises, 270 Lozells Road), the General Manager reported that Mr F Wilde had drawn attention to premises 116 Villa Road, Handsworth, which there was a possibility of purchasing for the purpose of a Branch.

 

397     RESOLVED:- That the General Manager be authorised to instruct Mr Wilde to report fully with regard to the premises, and that the Chairman and the Chairman of the General Committee with the General Manager, be authorised to negotiate with a view to the acquisition of the property, if the same is found to be suitable and can be acquired at a reasonable price.

 

Bank Committee: October 15th 1923

 

1513 The following report of the General Purposes Sub-Committee was received:

 

Lozells Branch.

 

In view of the urgency of obtaining improved accommodation for the Lozells Branch and the impracticability of purchasing the freehold of the existing premises, enquiries have been made regarding premises No 116 Villa Road, Handsworth. It now appears that there is a possibility of these premises being acquired, and instructions have been given for enquiries to be continued in the matter.

 

Should these be satisfactory, your Sub-Committee have authorised the Chairman of the General Committee and the General Manager to negotiate with a view to the acquisition of the property.

 

1514 RESOLVED: That the action of the General Purposes Sub-Committee in authorising negotiations to be entered into with a view to the acquisition of property No 116, Villa Road, Handsworth, be confirmed, and that the Chairman and General Manager be authorised to arrange subject to the City Council’s approval for the purchase of the property, if the same can be acquired at a reasonable price.

 

Bank Committee: November 19th 1923

 

On Minute No 1514 (property 116, Villa Road, Handsworth), the General Manager presented the following report:

 

116, Villa Road, Handsworth.

 

Acting upon the instructions contained in Minute No 1514, the Chairman and General Manager have agreed to purchase the above freehold property for the sum of £2,250, at which figure the property is valued. The Contract has not yet been signed, but is in course of preparation, and will be ready in a day or two.

 

The negotiations have been a little difficult, owing to the fact that certain rooms approached from the gateway had been let off as offices. It was felt desirable to secure these so as to give the Committee greater freedom in connection with alterations it may be necessary to make to adapt the premises to the purposes of the Bank, and efforts in this direction have been successful, with the result that entire vacant possession will be given on completion of the purchase. The boundaries, which it is necessary should be clearly defined as the property is somewhat involved, have been agreed.

 

The Committee are now asked to approve the action taken by the Chairman and General Manager, and to instruct the Town Clerk to effect completion, subject to the approval of the Council.

 

1561 RESOLVED:- That the action taken by the Chairman and General Manager referred to in the foregoing report be approved, and that the Town Clerk be instructed to complete the purchase of property No 116, Villa Road, Handsworth, at the sum of £2,250, subject to the approval of the City Council, and to prepare and affix the Corporate Seal to any necessary document in the matter.

 

General Purposes Sub-Committee: December 10th 1923

 

On Minutes Nos 246 and 389 (Purchase of new premises for Lozells Branch) the Sub-Committee were reminded that the full Committee had approved the purchase of premises Nos 116, Villa Road, Handsworth, subject to the approval of the City Council.

 

It was accordingly:

 

RESOLVED:- That Minutes Nos 246 and 389 be discharged.

 

Report to the City Council: January 8th 1924

 

PURCHASE OF PREMISES AT LOZELLS.

 

Since the Bank was established in September, 1919, the business of the Lozells Branch has been conducted in premises at No 270, Lozells Road. These premises consist of a lock-up shop, with unoccupied rooms above, to which there is no access. The peculiar construction of the building and the manner in which the rooms have been separated render the premises most unsuited for the purpose of the Bank, both in regard to the convenience and security, and the accommodation could not be increased even if it were desirable. Your Committee have, for three years, been endeavouring to purchase a block of property of which these premises form part for the purpose of conversion into a more suitable Bank than the present premises. Unfortunately, it has not been possible to acquire the block owing to legal difficulties which involve this and other property. The solution of the difficulty has for a long time given great concern to your Committee who felt it incumbent to obtain as soon as possible other premises which would give adequate accommodation.

 

The progress of this Branch has been very satisfactory, and your Committee feel convinced that the Branch is in the right area.

 

An opportunity has now occurred of acquiring freehold premises consisting of a double-fronted shop and dwelling house, situate at No 116, Villa Road, and quite near to the present temporary premises. The property comprises a shop having a frontage of 27 feet and a depth of 16 feet; dining room 18ft. by 15ft. exclusive of bay; kitchen 15ft. by 12ft.; box room; w.c., etc. Electric light is installed throughout. Vacant possession of the whole property can be obtained, and the same is at the heart of an important shopping centre, and is capable of adaption to meet the needs of a permanent Branch.

 

As a result of your Committee’s negotiations, the price at which this property can be acquired has been reduced to £2,250. After having consulted a Valuer and considered his opinion, your Committee has confidence in recommending that the property should be acquired at the price of £2,250; and, in accordance with Bank Rule No 10, they ask that the consent of the Council be given to the acquisition of the property, the purchase price of which will be defrayed out of the funds of the Bank.
 

Bank Committee: January 21st 1924

 

1617 The following Minute of the City Council, passed at their meeting on the 8th January last, on presentation of the Committee’s report was received:

 

It was moved by Mr Councillor Appleby, seconded by Mr Councillor Cooper, and

Resolved: 26,653. That the proposed purchase of the freehold property Nos 116 Villa Road, for Bank purposes, at the price of £2,250, be approved, and the cost defrayed out of the funds of the Bank.

 

On Minute No 1561, the following report of the Town Clerk was received as to the completion of the purchase of property No 116, Villa Road, Handsworth:

 

January 18th 1924

Smith to the Corporation.

116, Villa Road.

 

I have to report that the purchase of the above property has now been completed in accordance with your instructions.

I have made the following payments:

 

            Purchase Money     £2,250. 0. 0.

              Less deposit                225. 0. 0.               £2,025. 0. 0.

            Stamp Duty                                                     £22. 10. 0.

 

The Vendor has allowed the sum of £13. 8. 8. on the apportionment account.

 

1620 RESOLVED:- That the report be approved and Minute No 1561 be discharged.

 

General Purposes Sub-Committee: March 10th 1924

 

With reference to premises No 116 Villa Road, Handsworth, recently acquired for Bank purposes, the General Manager stated that he had been in communication with the City Surveyor on the question of the alterations to the premises to meet the Bank's requirements, and submitted a plan thereof, which had been approved by the Chairman. The estimated cost of the alterations was £1,325.

 

508     RESOLVED:- That the General Manager be instructed to obtain tenders for the carrying out of the work, under the supervision of the City Surveyor, and to submit same to this Sub-Committee in due course.

 

General Purposes Sub-Committee: April 14th 1924

 

On Minute No 508, the General Manager presented the following report as to tenders received for the required alterations to premises No 116, Villa Road, Lozells:

 

Alterations to Villa Road, Handsworth.

 

Tenders are submitted for the alterations to the premises recently purchased for the Lozells Branch according to plans approved by the Chairman. The tenders are as follows:

 

           R Fenwick Ltd                      £2599

            P W Cox                               £2647

            W Sapcote & Sons              £2680

            T Elvins & Sons                   £2690

            F J Briley                              £2715

            W & J Webb                         £2795

 

The estimate of the City Surveyor for these alterations was given at £1325.

 

Mr Ballard of the Public Works Department attended and explained that the apparent discrepancy between the estimate of the City Surveyor and the Contractors' Tenders was mainly owing to the fact that the City Surveyor's estimate was for structural alterations only, and the specifications sent to the Contractors included provision for furniture and fittings, heating, lighting etc.

 

He also explained that all the Tenders were subject to variations or deductions found necessary and were on a measure and value basis.

 

515     RESOLVED:- That the General Committee be recommended, subject to any deductions that may be made in respect of furniture and fittings, heating and lighting if considered desirable to place this work elsewhere, to accept the Tender of Messrs R Fenwick Ltd for the carrying out of required alterations at 116 Villa Road, Lozells, at the sum of £2599 and to instruct the Town Clerk to prepare and affix the Corporation Seal to the necessary contract.

 

Bank Committee: April 28th 1924

 

1727 The following report of the General Purposes Sub-Committee was presented:

 

Alterations - 116 Villa Road, Lozells.

 

Your Sub-Committee report that tenders for the required alterations to the premises at No 116 Villa Road, Lozells, have been received, the lowest tender being that of Messrs R Fenwick Ltd, at £2,599. The tenders include the provision and fixing of furniture and fittings, and the installation of heating and lighting. It has not been the practice to include these items in previous contracts for alterations to Branches, and your Sub-Committee therefore recommend that the tender of Messrs R Fenwick Ltd, be accepted subject to the condition that if considered desirable such items should be dealt with by your Committee in the usual way and that the Town Clerk be instructed to prepare and seal a contract on the basis of measure and value of the work actually ordered to be done and completed.

 

1730   RESOLVED:- That the tenders of Messrs R Fenwick Ltd for alterations to premises at No 116, Villa Road, Lozells, at the total sum of £2,599 be accepted on the basis of measure and value of the work actually ordered to be carried out and completed and that the Town Clerk be instructed to prepare and affix the Corporate Seal to the necessary contract.
 
 
                                                                                                         Continued ....

 

 

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