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The following Minutes have been extracted from the records
of the Bank's General Committee and its Sub-Committees.
 
The Minutes cover the period up to January 1932 which include the
early years of the Bank as a branch network was being established. 
In the case of Hay Mills, a branch was opened on September 1st 1919 in a shop at 1087 Coventry Road. Lack of progress at this location resulted in much deliberation by the Bank Committee before a move was made to permanent premises at 1176 Coventry Road - opened March 21st 1925.
 
Premises
 
 
Hay Mills
 

General Purposes Sub-Committee: January 2nd 1920

 

Special Report of the Manager to the Finance & General Purposes Sub-Committee:

 

The "hold ups" which have recently been reported at various Banks compel me to draw your urgent attention to the unsatisfactory condition of several of your premises, and to urge that immediate steps be taken to secure the safety of both money and staff.

 

In accordance with your previous decision, I have supplied each Branch Superintendent and the Chief Cashier at Head Office with a revolver and the necessary ammunition, and instructions to its use have been given by Mr Carver, one of the Superintendents and an ex-officer of His Majesty's Forces. I have further thought it advisable to provide police whistles.

 

With regard to the premises, I have thought it advisable to report upon each one separately as follows:

 

Hay Mills. An evening Branch. The premises used are the shop front, the living accommodation being used by a Bank official. Access can be obtained to other rooms in case of emergency. I should say there is reasonable security here.

 

Finance & General Purposes Sub-Committee: February 20th 1920

 

Security of Branch Banks. Members of the Committee have, since the last meeting, visited the Branch Banks with the view of adopting measures for the safe custody of the cash and the better protection of the staff. The reports of the Manager and Assistant Chief Constable been considered and certain directions given thereon as follows:

 

Hay Mills. Windows to be made full use of for advertising purposes.

 

The following branches were not visited: Selly Oak, Northfield, Kings Heath, Erdington, Harborne & Bearwood.

 

The Chief Constable has notified the police covering the whole areas to pay particular attention to the Bank premises and has issued a full list of Police Stations with telephone numbers.

 

Having regard to the continued raids on banks and Post Offices, it might be desirable to fix a bell outside each daily Branch, which can be operated from inside by the foot.

 

Finance & General Purposes Sub-Committee: August 27th 1920

 

The Manager drew attention to the business done at the Hay Mills branch and suggested that the matter should be considered as to whether or not additional facilities should be afforded to the public in that area.

 

273     RESOLVED:- That the matter be referred to Councillors Ward and Gelling, with the Manager, to take such action as they may consider desirable.

 

Finance & General Purposes Sub-Committee: October 1st 1920

 

On Minute No 273, the Manager reported that Councillors Gelling and Ward had visited the Branch at Hay Mills and were of opinion that this Branch should be opened daily.

 

284     RESOLVED:- That the General Committee be recommended accordingly.

 

The following Minute of the General Committee was received:

 

586. RESOLVED:- That the question of retaining Mr Kesterton's services be referred to the Finance & General Purposes Sub-Committee to report their observations in the matter to this Committee.

 

285     RESOLVED:- That the General Committee be recommended to temporarily appoint Mr Kesterton as Clerk in charge of the Hay Mills Branch for a period of 6 months and to instruct the Manager to then report on the working of the Branch and the manner in which Mr Kesterton discharges his duties.

 

Bank Committee: October 4th 1920

 

603 The following Report of the Finance & General Purposes Sub-Committee was presented:

 

Hay Mills Branch.

 

Consideration has been given to the granting of additional facilities to depositors in this district, as it is found that a certain amount of congestion takes place during the present hours of business. Your Sub-Committee recommend that arrangements be made for opening daily at Hay Mills. Although the amounts deposited are very small, the transactions are numerous, and it is thought that in the course of time increase of business will justify the alteration.

 

605 RESOLVED:- That the Manager be instructed to take the necessary steps to open the Hay Mills Branch as a daily Branch.

 

636 The following Report of the Finance & General Purposes Sub-Committee was presented:

 

Saltley, Duddeston and Hay Mills Branches.

 

Arrangements have been made for opening Saltley and Duddeston Branches as daily Branches on the 1st November next.

 

The Hay Mills Branch opened daily as and from the 22nd inst.

 

Finance & General Purposes Sub-Committee: October 22nd 1920

 

The Manager presented the following Report:

 

Hay Mills Branch.

 

Arrangements have been made for this Branch to be opened daily as and from to-day, and since the last meeting Mr Kesterton has been in attendance during the evening at this Branch, and has received instructions from Mr Ellison and Mr Hodgkins.

 

Finance & General Purposes Sub-Committee: December 13th 1920

 

On Minute No 354 the Manager presented the following Report:

 

HEATING & LIGHTING OF BRANCHES.

 

This matter has been carefully looked into by the Chairman, Councillors Gelling and Ward, who have visited the various branches. The position is summarised below with the recommendations:

 

Hay Mills.

The doors of this Branch open to within a yard of the counter and render the premises cold. It is not proposed to alter these doors, but the question of placing the counter in another position should be considered. A gas radiator will be an improvement here, and it is recommended that such be provided.

 

From the foregoing it will be seen that the general conclusions arrived at are:

1. That electric heating is not a satisfactory method, having regard to the nature of the business.

2. That it is necessary to give the impression that the Bank is open during business hours, and to do this the outer door should be opened and vestibules arranged.

3. That where the premises are only in the nature of temporary premises or are otherwise fairly satisfactorily heated, additional warmth should be procured by oil stoves.

 

A statement was submitted showing the comparative costs of electric lighting and heating and gas, and while it was found that during the Christmas and Lady Day quarters last year the electric lighting and heating cost 26 at Sparkbrook and 21 at Lozells, gas lighting and heating at Duddeston and Saltley combined only worked out at 3. 14. 0d. The hours of business at these branches during the periods taken were the same.

 

The electric wires and fittings are on the hire purchase system, the installation becoming the property pf the Bank at the expiration of 3 years.

 

The electric radiators are on the permanent hire system, and the agreements are for 3 years. It is recommended that the Electric Supply Department be asked to content to the cancellation of the agreements in the cases where it is advisable to substitute gas heating.

 

The gas radiators (except in the cases of Aston Cross and Bearwood) are on the permanent hire system and the agreement are for 2 years. It is recommended that Gas Department be asked to consent to the cancellation of the agreements in the cases now on the permanent hire system, and to substitute fresh agreements on the hire purchase system.

 

367     RESOLVED:- That the Report be approved and the General Committee recommended to adopt the recommendations therein contained.

 

Bank Committee: May 23rd 1921

 

826 The Manager's report on the Hay Mills Branch was referred to the Finance & General Purposes Sub- Committee for consideration.

 

Finance & General Purposes Committee: June 13th 1921

 

The Following Reports of the Manager on the Hay Mills Branch were received:

 

Manager's Report upon the working of Hay Mills Branch and the manner in which Mr Kesterton discharges his duties.

 

469 RESOLVED:- That it be a recommendation to the General Committee that the Hay Mills Branch be opened in future on Tuesdays from 10am to 2:30pm and on Saturdays and Mondays from 5.30pm to 7.30pm only, instead of the present hours of business; and that the question of the employment of Mr Kesterton be referred to the Chairman of the Committee (Mr Councillor Appleby) and the Chairman of your Sub-Committee (Mr Alderman Lovsey) for consideration and report.

 

470 RESOLVED:- That the question of altering the situation of the Hay Mills Branch be considered at a later Meeting.

 

Bank Committee: June 20th 1921

 

Report of the Finance & General Purposes Sub-Committee:

 

Hay Mills Branch.

 

Your Sub-Committee have had under consideration the Report of the Manager upon the working of the Hay Mills Branch referred to them by your Committee. They also had before them a Supplemental Report on the Branch indicating that the amount of business transacted does not justify the Branch being opened on certain days of the week and suggesting that the question be considered of whether premises nearer to South Yardley would be more suitable than the present situation of the Branch.

 

Your Sub-Committee now recommend that the Hay Mills Branch be opened in future on Tuesdays from 10am to 2.30pm and on Saturdays and Mondays from 5.30pm to 7.30pm only, instead of the present hours of business; and that the question of the employment of Mr Kesterton be referred to the Chairman of the Committee (Mr Councillor Appleby) and the Chairman of your Sub-Committee (Mr Alderman Lovsey) for consideration and report.

 

Your Sub-Committee are giving further consideration to the question of altering the situation of the Hay Mills Branch.

 

844 RESOLVED:- That the Hay Mills Branch in future be opened on Tuesdays from 10am to 2.30pm and on Saturdays and Mondays from 5.30pm to 7.30pm in lieu of the present days and hours of business, and that the question of the employment of Mr Kesterton be referred to the Chairman and Chairman of the Finance & General Purposes Sub-Committee for consideration and report.

 

Bank Committee: November 28th 1923

 

The General Manager presented the following report as to negotiations which had taken place for the acquisition of premises Nos 1176 and 1178 Coventry Road:

 

1176 & 1178, Coventry Road.

 

An opportunity has occurred of obtaining premises as above for the purpose of a Bank in the Hay Mills and South Yardley district.

 

The present premises are unsuitable for the Bank, and even if they were situated in the best part of the district, the premises themselves are not adaptable for the future development of the Branch.

 

Each of the premises named above consist of a shop, sitting room, kitchen, three bedrooms and the usual out offices, and would give a frontage to the Coventry Road of 28ft. By removing the dividing wall between the sitting room and shop in each case a total depth of 28ft would be given.

 

Electric light is installed throughout No 1176.

 

The property which is leasehold is fairly well built and in a fair state of repair. The lease has about 76 years unexpired and the Ground Rent is 9 per annum. The property is valued at 1,200.

 

The position with regard to No 1176 is that the present tenant has arranged to dispose of the stock, fixtures and Goodwill, and the owner of the property was proposing to grant a lease to the prospective purchaser.

 

The position was considered by the Chairman and Councillor Gelling on the 23rd November and the General Manager was instructed to open negotiations with a view to purchase.

 

The purchase can be effected on the under-mentioned terms, but a decision must be arrived at by the 28th instant, otherwise the prospective purchaser of the stock and Goodwill of No 1176 will step in.

 

            1176   Subject to existing tenancy

                       Purchase Price                                            500

                       Stock, fixtures and Goodwill

                       with vacant possession of No 1176           250

 

           1178   Subject to existing tenancy

                       Purchase Price                                            500

                       For vacant possession of

                       Shop and sitting room, and in

                       consideration of all dwelling

                       accommodation and gardens of

                       1176 & 1178 being let to present

                       tenant at a rental                                          100

 

                       This makes a total cost to the Bank of 1,350.

 

The dwelling accommodation, etc, at Nos 1176 & 1178 to be let at 12/6d per week clear.

 

Negotiations in this case have been exceedingly awkward as four parties are involved in the same.

 

The stock at No 1176 can be sold under the hammer, but I do not think there will be much return in this respect.

 

1582 RESOLVED:- That the foregoing report be approved, and the action therein referred to confirmed, and that the Town Clerk be instructed to complete the purchase of the leasehold property therein mentioned (1176 and 1178, Coventry Road) at the sum of 1,350, on the terms mentioned in the foregoing report, subject to the approval of the City Council, and to prepare and affix the Corporate Seal to any necessary documents in the matter.

 

                                                                                                         Continued ....

 

 

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