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Aston Branch - the First 100 Accounts
 
Aston
 
In anticipation of the opening of the Birmingham Municipal Bank (BMB) on September 1st 1919, the Manager (J P Hilton) of its predecessor (the Birmingham Corporation Savings Bank) (BCSB) wrote to all depositors with a balance exceeding One Shilling, inviting them to transfer their accounts to the new Bank. A form was provided for the depositor to indicate at which of eighteen offices they wished to have their account located. In the period up to March 1920, 750 accounts were transferred to Aston branch, which was initially worked from the old Aston Council House in Albert Road. Many of the transfer requests were received prior to September 1st 1919, and accordingly, the account details were entered in the branch's Personal Ledger in anticipation of that opening date. Of the 21,482 accounts transferred from the BCSB to the BMB by March 31st 1920, Aston branch's total of 750 was only exceeded by Head Office; Sparkbrook; and Small Heath. The balances on the 750 accounts amounted to 17,096.
An example of one of the accounts processed in this manner is that in the name of Wallace Stanley Smith. The balance held in BCSB account number 280 (left) was 128 - 0s. - 3d.
 
Mr Smith having chosen to transfer the balance to Aston branch, account number A68 was allocated with this balance (right). The Interest column total (the amount that will be capitalised at March 31st 1920 if there are no further transactions in the meantime) has also been transferred, but rounded to 2 - 6s. - 0d., as the BMB did not follow the BCSB's practice of calculating interest to a decimal place.
 
Although both Bank's were paying interest at 3%, it was necessary for Account Number 68 to have 2 - 4s. - 9d. added to the Interest column because interest at BCSB was capitalised half-yearly (September 30th and March 31st).

 

All the 100 accounts initially opened at Aston were headed in the same neat hand. For reference, the corresponding BCSB account number has been noted.
 
Unfortunately, the clerk has made an error, requiring the pre-printed account number to be amended. A corresponding error was made in the next numbered account (see Continuation Page).
Account No: 3
William Parsons
 
The account number has been struck through. This indicates an  account  that has been subsequently closed, the crossing out saving a clerk from having to check for a balance when (eg) listing accounts for the year-end extracted list.
Account No: 15
Frederick Haynes
 
The BCSB cross-reference on this account is unusual in having a 'C' prefix. This indicates that the depositor was a Corporation employee who was probably serving in the Forces during the First World War. Surprisingly, although the depositor's first name is recorded in BCSB's records (above), it has not been transposed to the BMB ledger.
 
Mr Haynes shares the same address as three members of the Ball family who have the next three accounts.
 
 
 
 
On November 1st 1920, a new branch was opened at Aston Cross, just a short distance from Aston branch. Subsequently, a number of Aston's accounts were transferred to Aston Cross, including A/c Number 23:
Alice Gladen, whose account was transferred on March 15th 1921.
BACK TO THE TOP
Continued ....
Account No: 8
 
(Mrs) Alice Hodson
 
This account was transferred from the BCSB's A/c number 34392 - the highest numbered account in this block of the first 100 accounts.
 
J P Hilton's book, Britain's First Municipal Savings Bank, records that 24,411 depositors were enrolled in the BCSB, suggesting that some 10,000 accounts had been opened and closed in the short existence of that Bank.
Account No: 35
 
James R Axon
 
This depositor was issued with Home Safe Number 1182. This Home Safe was amongst the first batch of safes delivered to the BMB in late 1922.
 
Safe Number 1182 was issued to Aston branch on January 2nd 1923, as shown on Page 48 of the 'Home Safes Received and Distributed' book (left).
 
The Safe would probably have been issued to Mr Axon in January 1923.
 
Further details at:
 
Home Safe History
Account No: 42
 
George Parkes
 
No home address is stated for this account (and A/c No 44), instead the ledger is annotated in pencil "General Electric Co., Witton".
 
The form used to authorise the transfer of balances from the BCSB to the BMB did not have provision for the depositors to state their address, so the addresses recorded will have been taken from BCSB's records. As BCSB's system was based on Coupons purchased through a depositor's employer, it would appear that in some cases the only address recorded by the BCSB was their employment address.
 
Account No: 47
 
Ivy Whereat
 
On the first day of business at Aston branch, deposits totalled 42. 0s. 8d., and Repayments amounted to 5, which was a single transaction on this account.
Account No: 50

Herbert Kay

Another example of an account traceable to an account that originated at BCSB. A/c Number 1000 had a balance of less than 1. Sixteen Shillings was deposited in four transactions later in the year, before the account was closed on December 3rd.